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Open a Merchant Account in Poland

Updated on Sunday 06th August 2017

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Open-a-Merchant-Account-in-Poland.jpgCompanies that want to start online trading activities can open a merchant account in Poland. This means that they will open a separate bank account that will enable the company to accept multiple payment methods.
 
These types of accounts are mandatory for certain types of businesses and only optional for others. Investors who want to open a company in Poland can request the help provided by our company formation agents in the country.
 

The advantages of a merchant account in Poland

 
Companies in Poland can broaden the payment options they make available to their clients. The merchant account is a type of bank account through which companies can accept and process credit and debit card payments. Online businesses need to have this payment method in place and businesses of all types can benefit from being able to offer their services to paying customers worldwide. 
 
This bank account is actually an agreement between the company in Poland, the bank where the account is open and a payment processor that handles and settles the credit/debit card payments.
 
The Polish company formation process requires that investors open a corporate bank account before they incorporate the legal entity. This account will be used to deposit the minimum share capital required for the chosen type of company.
 

Corporate bank accounts in Poland

 
Company owners in Poland who want to open a merchant account can contact the bank where their regular corporate account is open. The requirements for this type of payment processing service can vary according to the bank, however, all financial institutions will perform a company background check and will need several documents before they open the merchant account. 
 
Polish companies that have had issues with bankruptcy or perhaps creditor liability in the past may find it more difficult to apply for a merchant account. Start-ups and new businesses are also subject to evaluation and 
 
You can contact us for more information on how to open a Polish company.
 
 

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