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+ 48 570 978 609
Company Formation Poland



Polish Credit Rating

Updated on Friday 08th December 2017

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Before opening a company in Poland, all entrepreneurs should be interested in verifying the country's investment rating. This is an indicator that characterizes the creditworthiness and economic stability of the country.Polish-Credit-Rating.jpg

Polish credit rating has changed in 2013, when the world’s leading rating agencies like Fitch, Moody and Standard & Poor’s have taken important decisions, such as lowering the sovereign credit rating of France, and the rating of the European Stability Mechanism and European Financial Stability fund. In addition, another important change was the upgrade of the Greek debt rating.
On December 7, 2013, the agencies announced they have decided to maintain the sovereign rating of Poland at A2, with stable outlook. In addition, Poland debt received corresponding grades, with stable outlook from the agencies.
BRE Bank published in December 2013 the monthly economic review which states that when comparing macroeconomic and fiscal indicators of European economies with their ratings, the agencies decisions can be understood. Therefore, following the principles of these decisions, Polish credit rating is viewed as being underestimated. However, economists of the BRE Bank stated that based on the historic macro data, the Polish credit rating should not be raised.
When it comes to credit rating of Poland, agencies somehow have mixed views. For example, Mondy stated that they do not see the Polish fiscal position and rating strengthening. However, in November 2013, the same agency highlighted the Poland’s economic performance and fiscal consolidation has narrowed down the deficit and is ensuring a sustainable dept dynamics.
In October 2013, Fitch Ratings stated that the slower growth represents the principal risk of a successful financial consolidation when it comes to Polish credit rating
When it comes to the actions that Poland must take in order to obtain an A1 rating, Mondy believes that the country needs to lower its debt ratios, as well as eliminate the structural budget deficits. 
At the beginning of 2014, Moody stated that the decision made by IMF to include this country among the countries that need to have regular controls of their financial sectors has led to an improvement of the creditworthiness of Poland. They believe that this action will increase the flexibility of Poland’s financial sector.
In order to prevent the repetition of a global financial crisis, The International Monetary Fund (IMF) added Poland alongside Denmark, Finland and Norway to the list of the important financial markets. 
At the present time, Poland’s ratings are stable in regards to the investment grade bracket, with a stable outlook. In the analysis published by Moody agency at the beginning of the current year, it is stated that banks in Poland manage to maintain high levels of profitability.
Please contact our company formation specialists in Poland for more in-depth information regarding the Polish credit ratings.

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Maciej Oniszczuk is the Managing Partner of our company. He is specialized in commercial law and has helped many businessmen set up companies in Poland.


Call us now at + 48 570 978 609 to  set up an appointment with our company formation agents in Poland. As our client, you will beneficiate from the joint expertise of local lawyers and international consultants for opening a company in Poland.

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Starting a company in Poland can be difficult since it involves such complex procedures. The team from is very qualified and benefits from extensive expertise in this area. I would definitely recommend them to any entrepreneur decided to start his own business here.

Mihai Cuc, partner of MHC Law Firm

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